Crypto-assets are complex and highly volatile products. Their value may rise or fall quickly and without warning. They are not legal tender and are not supported by any central bank or public institution. Holding or using crypto-assets can lead to a partial or total loss of the funds involved. Before using the Company’s services, users should make sure they understand how crypto-assets work and recognise that they carry a high level of financial and technological risk.
Transactions in crypto-assets take place on decentralized networks and are generally irreversible once confirmed. Errors in wallet addresses, software failures or cyberattacks may result in the permanent loss of assets. The Company applies technical and organizational measures to safeguard operations, yet no system can fully remove technological or market risks.
The regulatory environment for crypto-assets is evolving. The Markets in Crypto-Assets Regulation (MiCA) has brought additional standards of transparency and oversight within the European Union, but it will not eliminate the risks connected with these instruments.
Engaging with crypto-assets should be done only after a careful consideration of one’s financial situation and ability to bear potential losses. Users should treat any crypto-asset transaction as speculative and understand that market conditions can change rapidly.
This statement follows the principles and risk alerts published by the European Securities and Markets Authority (ESMA), together with the European Banking Authority (EBA) and the European Insurance and Occupational Pensions Authority (EIOPA), in their Joint ESAs Revised Warning on Crypto-Assets (October 2025): https://www.esma.europa.eu/sites/default/files/2025-10/Joint_ESAs_revised_warning_on_crypto-assets.pdf.